PENGARUH TINGKAT PENGETAHUAN ILMU EKONOMI DAN PEMANFAATAN BANK MINI SEKOLAH TERHADAP MINAT MENABUNG SISWA KELAS XI IPS SMA NEGERI 2 MALANG

Abstract

Saving interest of students is student’s interest to save their money
in the financial institution with certain goal. Saving interest of students
affected by two factors, internal and external factors. Economic knowledge
level and school mini bank utilization. Economic knowledge level teaches
the students to be smart in managing their finances, determining priority
scale in fulfilling their needs. One factor that affects education is by school
mini bank utilization optimally where the students can habituate
themselves to deliver their saving interest, then the habits will be
developed and be student’s character. This research used quantitative
research design and explanation research type. Population in this research
was students in the 11th Grade of Social Science SMA Negeri 2 Malang
academic year 2016/2017 for 138 students. Sample in this research was
determined based on Slovin formula using proportional random sampling
technique, then it was obtained 102 respondents. This research aims to
know: (1) the effect of economic knowledge level to the saving interest of
students in the 11th Grade of Social Science SMA Negeri 2 Malang; (2)
the effect of school mini bank utilization to the saving interest of students
in the 11th Grade of Social Science SMA Negeri 2 Malang; and (3) the
effect of economic knowledge level and school mini bank utilization to the
saving interest of students in the 11th Grade of Social Science SMA Negeri
2 Malang.

DOI: https://dx.doi.org/10.17977/UM014v10i12017p001